Yes - USATF pays a fee to a merchant processor for credit card processing that it passes on to the purchaser. I would guess that this fee is in the neighborhood of 2%. On a $30.00 fee paid by a measurer, this is 30ยข.
I agree, Paypal does a fine job. But, we are incandescently using it for business purposes while ducking its fee by using the "Send Money to Friends" option. Doesn't this put us in a "grey area" with Paypal? Is this an ethical practice?
I for one would be happy to pay a credit card processing fee to be able to have the convenience of paying during the submission session, without having to log in to a separate website. It would be nice to have our system store my payment method(s) and allow me to check a radio button at the end of a certification application to make the payment(s), just as we do when we register online for a race. Easy-peezy.